Commercial Auto insurance products are available businesses such as: taxi, livery services, school, charter buses as well as companies with fleets of vehicles.
Business Interruption insurance protects a business owner against losses from a temporary interruption due to an insurable event such as fire or flood. Business Interruption can reimburse loss of net profits and necessary extra expenses.
Business Property insurance protects against physical damage or loss of business assets. It can cover general property including machinery and equipment, equipment breakdown, motor truck cargo, vehicle physical damage, scheduled property and contractor’s equipment.
Business Liability insurance protects your business against financial loss resulting from injury or property damage of others by the business owner or employees.
Professional liability protects against loss from a claim of alleged negligent acts and errors or omissions in the performance of professional services. This might include loss of client data and claims of non-performance and negligence.
Employment Practices Liability Insurance (EPLI) protects employers from claims filed by workers that their legal rights have been violated. The policy will reimburse expenses incurred by court costs as well as any settlements or judgments.
Business Umbrella Insurance protects you from damages in the event of a catastrophic accident. Business Liability covers a limited amount and when exhausted, the Business Umbrella will cover an increased amount.